Security Keysafe

Common loopholes in holiday home insurance

It can be difficult to find the best insurance policy for a holiday home abroad. Many people will choose to stay with the first deal that comes their way as it is the easiest option at the time. This is entirely the wrong way to go about it, not considering your options carefully could lead to a lot of stress and expense later. It’s important to make sure that your second home insurance covers you for all eventualities and that your policy does not contain a catch or loophole that will render it useless just when you need it. Here are a few common problems to watch out for:

Security – Second homes are at a lot more risk of burglary as they can be left unattended for long periods of time. It’s important to know the conditions of your overseas property insurance policy regarding security – many second home policies will only pay out if the house was fully secured and locked down when the burglary occurred. If this is the case ensure that any friends or tenants who will be staying at the property are aware of this, as they could leave the window open and nip to the shops, and you still wouldn’t be covered! Check whether your policy’s burglary cover is limited to forced entry, if so it may be worth reconsidering especially if you rent your property as all previous tenants would have had access to your keys. If you can’t be there to hand keys over to tenants don’t leave them under the doormat, use a keysafe and have someone local that you trust reset the combination after each guest.

Personal property – Insurance for holiday homes does not often include personal items or valuables beyond basic household items. You probably won’t be covered for any extra belongings that you or your guests bring with you so it’s important to make sure you also have a good travel insurance policy, and don’t leave valuables on the property when you’re away. it’s also worth checking if any outdoor and garden items you may have such as bicycles, garden furniture, lawnmowers, barbecues etc would be covered if you were away if left outdoors or in a shed. Some policies only cover contents inside in the property itself.

Liability insurance – If your second home insurance is with a company based abroad, be sure that you fully understand your policy as the rules can be very different to the UK. In France, for example, a standard second home policy does not cover any damage inflicted by tenants or guests, they are expected to have their own ‘liability insurance’ to cover any such events. The problem is that if your guests are also from the UK it simply may not occur to them to do this. You could tell every potential guest that you expect them to do this, but it might put them off and an alternative solution that’s probably easier would be to insure your property through a UK based company which will cover you completely.

Natural Disasters – If your holiday home is in a country with even the slightest risk of earthquakes, storms or other such weather, don’t underestimate the possible effects of this. Even if you only visit your holiday home in the sunny summer months it is still there all year round. Some insurance policies require a large premium from you in the case of structural damage by natural causes, but there are those that don’t so shop around for the best deal.

GE Security KeySafe Digital Key Box

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Master Lock 5400D Select Access Key Storage Box with Set-Your-Own Combination Lock, 1-Pack $19.99 If you’re still hiding your spare keys under the doormat, it’s time for a better, more secure solution. The Master Lock 5400D Key Safe is a hanging unit that securely holds up to five keys. Compact and durable, this key safe will open only when you enter your personalized combination.The Master Lock 5400D Key Safe At a Glance:Reinforced metal molded body Holds up to five keys Up to 10,000 combin…

Master Lock 5401D Select Access Wall-Mounted Key Storage Box with Set-Your-Own Combination Lock $16.67 Secure, Reliable Key StorageTrustworthy and secure, the 5401D Key Safe offers a convenient locking solution that holds up to five house or car keys. Great for people on the go, the 5401D means you’ll always know exactly where your keys are. And for added peace of mind, this key safe will withstand the tools a thief might use to attempt entry.The 5401D is a great key safe for families with children…

GE AccessPoint 001015 KeySafe Original 5-Key Permanent, Pushbutton, Titanium Gray $25.50 S5 Surface mount pushbutton Stor-a-Key – Titanium color. S5 Surface Mount: Easy access for friends and family. Provides scheduled access for cleaning personnel, pool service and household maintenance. Attached securely to most surfaces with 4 wood screws. We also stock a protective cover, see sku: 46223 for the S5 models….

USB Keystroke Logger- KeySafe Pro Records 6 Months of Data $59.95 The LM933 USB KeySafe Pro offers a quick and simple solution for concerned parents and employers to monitor PC activity and gather forensic evidence. This tiny device connects in seconds between the keyboard and USB port of the target PC. All keystrokes are then recorded in the powerful memory of the KeySafe Pro. No software to install or learn-installs in seconds. Data may be retrieved form the t…

GE Security 001884 Digital Designer KeySafe with Electronic Time Stamp, Beige $34.32 Know what time your children or others enter your home. Color: Biege. Dimensions: 9″ x 2″ x 1.1125″….

USB KeySafe Pro Keylogger Monitors and Records ALL Keystrokes (Captures every single key typed on your PC, including text that would normally be hidden, such as passwords) —– Records 2 Million Keystrokes (Once you have reached the maximum capacity, simply erase the data to record another 2 million) —- Super Simple Operation (Just plug it in to one of the USB ports in the rear of your computer, and then plug the USB ke…

GE Security 2048 Gray P500 KeySafe Professional Security Key Box featuring an Alarm System Sensor 00 GE Security 002048 KeySafe Professional Security Key Box featuring an Alarm System Sensor You no longer need to choose between convenience or security with the new KeySafe P500. GE Security paired their easy to use push button design with a heavy duty, triple wall vault, and long travel clutching lock. They also added 2 more buttons for 4,096 possible code combinations. To provide even more peace …

HitchSafe Key Vault $59.95 Discreet Locking Hitch Safe for on – board security. Easy to use! So you just locked yourself out of your home or vehicle. That helpless feeling disappears fast when you unlock the Hitch Safe drawer. Keeps keys, cash and cards within easy reach where few people would expect them. Rugged, all-metal Safe installs (without tools) into any 2″ receiver hitch; Lock has 10,000 combinations and is easy to…

Digital Keysafe $49.95 Give yourself and your family extra security and piece of mind with this weather-resistant Digital Keysafe. Easy-to-use, one-hand operation ensures quick access, and the subtle, low-profile design blends in with any architectural style. An electronic time stamp records the last nine access events, and you can change the code anytime for additional security. Stainless steel mounting bracket and scr…

GE Security AccessPoint KeySafe Battery-Powered Digital Key Box – 001864 $12.50 Digital KeySafe designer key box with electronic time stampThe Digital KeySafe is a designer key box that provides convenient, managed access to a key. It is best used in a secured environment to allow quick and easy access to a room or office key. The last nine access events are stored in its internal memory, with time and date stamp. The code can be changed anytime for added security. Its subtle…

GE Security 001000 Portable Pushbutton Keysafe $32.91 Portable pushbutton keysafe hangs easily on doorknob, fence, railing or pipe Just open the lid, lift the shackle and hang No tools necessary Constructed of sturdy metal with protective rubber shell Guaranteed never to rust Provides scheduled access for cleaning personnel, pool service and household maintenance Change combination as often as needed Great for vacation properties and rentals Assorted colors in Beige, White, and Clay Carded

GE Security 001001 Access Point Orginal KeySafe $35.93 Key safe Spare key storage Convenient and secure Set your own code Installs in minutes Includes 4 mounting screws

GE Security 001004 AccessPoint Assorted Size Portable KeySafe $34.93 Spare key storage Convenient and secure Installs in minutes Hook over door knob or railing Set your own code Holds up to 3 keys Carded

French security decal $3.99 French security decal

BNC security coupler $3.99 BNC security coupler

Fake security camera – professional security camera $29.99 A realistic imitation CCTV security camera.

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Metal Security Enclosure for 940-GSM $49.99 Protect your unit from thieves or vandals with this outdoor, vandal-proof, metal security enclosure. Includes mounting bracket. Use with the 940-GSM.

Security $148 Security

6 PIN to BNC security coupler with security power supply $49.99 6 PIN to BNC Security Coupler with Security Power Supply

Covert security camera system: security DVR with 2 Concealed Mirror cameras $349.99 Covert security camera system: security DVR with 2 Concealed Mirror cameras

BNC – RCA security video connector $3.99 BNC-RCA Security Video Connector

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Wireless surveillance security system with 2 indoor/outdoor security cameras $69.99 Outdoor wireless camera and wireless security cameras

Outdoor wireless digital security camera $179.99 wireless security camera with 75Ft night vision for home outdoor use

ACTi Megapixel Vandalproof IP Dome Security Camera $659 The ACTi ACM-7411 Megapixel security camera is encased in a rugged dome enclosure that is both weather and vandal resistant. This camera is an ideal choice for applications needing highly detailed network security monitoring in areas where weather or vandalism are a concern.

Touch screen security DVR system with 8 channel video recorder and 8 security cameras $1299.99 Complete security camera system kit with outdoor night vision security cameras

High Resolution 2.8-12mm Varifocal Dome Security Camera $159.99 Be ready to be surprised by the size of this high resolution vandalproof color dome camera. With only a 4.17" diameter and 2.95" height this vandal dome security camera can fit in almost any area that requires a tough, unobtrusive camera. This color security dome camera will impress you with its 550 lines of resolution and superior clarity. The 2.8-12mm auto iris lens also makes it quick and easy to aim this dome security camera for the perfect view.

Outdoor Security Camera Housing $29.99 Protect your investment with this aluminum camera housing. You'll get outstanding all-weather performance and value from our weatherproof camera housing.

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